Will Bankruptcy Affect Credit Score?

Many people facing financial difficulties are concerned about their credit score and want to know will bankruptcy affect credit score.  Filing Bankruptcy often can have positive effects on your credit score. Admittedly, your credit score will often go down initially in the range of 150 to 250 points sometimes. However, a bankruptcy ...

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Judgment Ordered, What Happens Next?

Not that long ago, I had a client call me and a collection lawsuit had been filed against her.  She did not know what to do.  We discussed the debt and she admitted that she owed the debt.  She did not know what would happen next.  We discussed that it would be a waste of her limited money to pay me to defend a valid claim and so...

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Did lawsuit get filed in the right place?

In the age of the internet, filing lawsuits has become more complicated.  Consider the scenario where you order a product from a website and the company is from out of state or maybe you are working with an vendor or supplier that is located out of state.  Some dispute arises and a lawsuit is imminent.  Where should the lawsuit be...

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Benefits of Filing Bankruptcy May09

Benefits of Filing Bankruptcy

Filing for bankruptcy is not failure.  In fact, it is a positive step in your financial future because by eliminating debt and getting a fresh start you are no longer overwhelmed by your credit card bills, medical bills, car payments, collection cases and other financial concerns.  Often, .  Here are specific benefits of filing th...

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Back to Basics: What Can Bankruptcy Do For You? Jun26

Back to Basics: What Can Bankruptcy Do For You?

Bankruptcy Can: Stop Harassing Collection Calls Stop Foreclosure Save Your Home Stop Repossessions of Vehicles Save Your Car Stop Garnishments Stop Lawsuits Eliminate Debts Like Credit Cards, Medical Bills and Other Money Owed Eliminate Some Taxes Call...

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Indiana Creditor’s Attorney Representation in Bankruptcy Oct18

Indiana Creditor’s Attorney Representation in Bankruptcy

Bankruptcy is a fact of life in the business credit community.  Jason Wischmeyer has a decade of  experience representing the interests of creditors when receivables become bankruptcy claims, and when paid accounts become the subject of preference litigation. Jason Wischmeyer's experience as creditor and debtor counsel allows him ...

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Underinsured Motorist – What if the person that caused my accident does not have enough insurance money. Dec30

Underinsured Motorist – What if the person that caused my accident does not have enough insurance money.

Underinsured motorist insurance coverage can be a little confusing.  In today’s world of insurance, many people are opting for low or state minimum insurance coverage and when they cause a car accident the person hurt may find that this is not enough insurance to cover their medical bills, pain and suffering, lost wages and other ...

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What is a REO property? Jan14

What is a REO property?

When considering real estate listings, many people will wonder what a "REO property" is.   REO stands for 'real estate owned'. It is the term used to describe a home or property that is in the possession of a lender as a result of a foreclosure. That means the foreclosure has already taken place, a sheriff sale has resulted in ...

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Wischmeyer Law Receives Personal Injury Excellence Award Jan15

Wischmeyer Law Receives Personal Injury Excellence Award

2016 Small Business Excellence Award for Personal Injury Law! Wischmeyer Law received the 2016 Small Business Excellence Award for Personal Injury Law!  This was a shock and an honor to receive and I want to publically give a "thank you" to my all my clients that have helped me receive tis award! Personal Injury is a ...

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PERSONAL INJURY ATTORNEY JASON WISCHMEYER’S NEGOTIATION TIPS FOR YOUR PERSONAL INJURY CLAIM  – THE 5 BE’S Jan24

PERSONAL INJURY ATTORNEY JASON WISCHMEYER’S NEGOTIATION TIPS FOR YOUR PERSONAL INJURY CLAIM  – THE 5 BE’S

[caption id="attachment_1122" align="alignleft" width="300"] Successfully reaching a personal injury settlement Tips.[/caption] Insurance adjusters, generally, tasked with resolving your claim when one of their insureds (person the insurance company insures) caused your injury have many years of experience and may speak with 100...

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