What is an Estate Plan?

Death is not a fun topic.  Becoming disabled or incompetent to make your own decisions is not a fun topic.  Unfortunately, death is inevitable and disability and/or incompetency become more common as people age.  Clients call Wischmeyer Law Office when it is time to discuss these difficult topics and make sure that their affairs a...

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Why Should My Company Retain Corporate Counsel?

     Corporations, Limited Liability Companies (LLCs) and sole proprietorship companies are sometimes big and sometimes small.    No matter the size, having an established relationship with an attorney can have significant and wide spread benefits.  Many times, I have found that a new company cl...

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First Meeting With Attorney for Will and Power of Attorney

  Meeting with an attorney discuss estate planning and disability planning can be emotional.  I have had clients break down crying at the fear of death or an inability to make their decisions even though both are likely years and years away.  Still, having a Will, Durable Power of Attorney and Health Care Power of Attorney ar...

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Should Retirement Money Be Used To Pay Off Debt Before Filing Bankruptcy?

Bankruptcy Should Come Before Using Retirement Money Or You Are Likely Costing Yourself Money Over the years, I have yet to meet someone who spent money, incurred debt or owed a medical debt with the goal of filing bankruptcy.  Time and time again, I find that people want to avoid bankruptcy and, in the process, make the m...

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Will Bankruptcy Affect Credit Score?

Many people facing financial difficulties are concerned about their credit score and want to know will bankruptcy affect credit score.  Filing Bankruptcy often can have positive effects on your credit score. Admittedly, your credit score will often go down initially in the range of 150 to 250 points sometimes. However, a bankruptcy ...

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Judgment Ordered, What Happens Next?

Not that long ago, I had a client call me and a collection lawsuit had been filed against her.  She did not know what to do.  We discussed the debt and she admitted that she owed the debt.  She did not know what would happen next.  We discussed that it would be a waste of her limited money to pay me to defend a valid claim and so...

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What happens to a Land Contract Purchase of Real Estate when the Purchaser files for Bankruptcy?

When a property is purchased on contract, land contract or some other form of agreement where the purchaser is renting to own real estate and the purchaser files for it can leave the seller in a precarious position. One of three things is likely to happen depending on the circumstances: First, the seller may file a Motion for Relief...

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What if multiple drivers cause a car accident?

Negligence law can be a tricky area when considering whether damages can be obtained from multiple drivers in a car accident.  An attorney can provide an educated guess of what an insurance company might claim or a jury might decide on determining fault.  Some accidents it is clear who caused the accident, but what about when there...

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Should I file bankruptcy?

Should bankruptcy be filed is a question that many consider every day just as we have heard about the United States debt issues over the last several months. At the last minute the United States has avoided the and, sadly, in doing so most people will experience because of our Congress’ negotiated deal. The United States has the m...

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Why did my Paycheck go down?

     Even in our office, the question has been raised of “why did my paycheck go down this month”.  The reason is political and I certainly would not even try to explain the political wrangling that occurred, but the short answer is that the law that permitted employers to reduce FICA withholding from employee’s paychecks ...

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