Hurt in an automobile accident – What to expect.

No Fee Until We Recover Money for Your When you are hurt in a car or truck accident, the injuries are only part of what you have to deal with. If that accident was not your fault, you have to worry about what will happen with the damages to your vehicle. You will have to wonder how ...

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Why did my Paycheck go down?

     Even in our office, the question has been raised of “why did my paycheck go down this month”.  The reason is political and I certainly would not even try to explain the political wrangling that occurred, but the short answer is that the law that permitted employers to reduce FICA withholding from employee’s paychecks ...

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Should I file bankruptcy?

Should bankruptcy be filed is a question that many consider every day just as we have heard about the United States debt issues over the last several months. At the last minute the United States has avoided the and, sadly, in doing so most people will experience because of our Congress’ negotiated deal. The United States has the m...

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What if multiple drivers cause a car accident?

Negligence law can be a tricky area when considering whether damages can be obtained from multiple drivers in a car accident.  An attorney can provide an educated guess of what an insurance company might claim or a jury might decide on determining fault.  Some accidents it is clear who caused the accident, but what about when there...

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What happens to a Land Contract Purchase of Real Estate when the Purchaser files for Bankruptcy?

When a property is purchased on contract, land contract or some other form of agreement where the purchaser is renting to own real estate and the purchaser files for it can leave the seller in a precarious position. One of three things is likely to happen depending on the circumstances: First, the seller may file a Motion for Relief...

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Did lawsuit get filed in the right place?

In the age of the internet, filing lawsuits has become more complicated.  Consider the scenario where you order a product from a website and the company is from out of state or maybe you are working with an vendor or supplier that is located out of state.  Some dispute arises and a lawsuit is imminent.  Where should the lawsuit be...

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Judgment Ordered, What Happens Next?

Not that long ago, I had a client call me and a collection lawsuit had been filed against her.  She did not know what to do.  We discussed the debt and she admitted that she owed the debt.  She did not know what would happen next.  We discussed that it would be a waste of her limited money to pay me to defend a valid claim and so...

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Will Bankruptcy Affect Credit Score?

Many people facing financial difficulties are concerned about their credit score and want to know will bankruptcy affect credit score.  Filing Bankruptcy often can have positive effects on your credit score. Admittedly, your credit score will often go down initially in the range of 150 to 250 points sometimes. However, a bankruptcy ...

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What do I do in bankruptcy if my house or car is worth less than what I owe?

Redeem, Reaffirm or Cram Down the value to keep your secured property. Often clients will ask me what the can do to keep their car or house in bankruptcy when there is a secured loan.  Often, the loan on the home or car is a big part of the financial difficulties that my clients are experiencing.  Many people want to keep ...

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Should Retirement Money Be Used To Pay Off Debt Before Filing Bankruptcy?

Bankruptcy Should Come Before Using Retirement Money Or You Are Likely Costing Yourself Money Over the years, I have yet to meet someone who spent money, incurred debt or owed a medical debt with the goal of filing bankruptcy.  Time and time again, I find that people want to avoid bankruptcy and, in the process, make the m...

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