What do I do in bankruptcy if my house or car is worth less than what I owe?

Redeem, Reaffirm or Cram Down the value to keep your secured property. Often clients will ask me what the can do to keep their car or house in bankruptcy when there is a secured loan.  Often, the loan on the home or car is a big part of the financial difficulties that my clients are experiencing.  Many people want to keep ...

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Experienced Attorney vs. Do It Yourself Legal Forms

I see advertisements on the web, television and even know a client or two that have tried the do it yourself legal forms from companies like Legal Zoom and Rocket Lawyer. Please do not get me wrong, these sites serve a very valuable service and segment of society. However, while do it yourself legal seems to save money and maybe time...

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Mortgage After Foreclosure, Bankruptcy and Short Sales

Mortgages and are significant issues for my debt clients that are facing foreclosure, bankruptcy or considering a short sale for their home.  When one of these events happen, there are general rules of thumb of what will happen if you seek a mortgage and when you might be able to qualify for a mortgage. results in the longest waiti...

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What Happens To My Tax Refund in Bankruptcy?

At the beginning of the year, clients always ask bankruptcy attorneys what will happen to their tax refund in .  The answer is “it depends”. There are a number of factors to be considered about a tax refund in bankruptcy.  A tax refund if it is still owed to you at the time of filing is consider...

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Why Choose Jason Wischmeyer for your personal injury case

 There are a lot of personal injury attorneys that are very capable of handling cases and will do a good job.  is an example of such an attorney.  So, what makes Jason different from the others advertising and sending letters every day?  Jason Wischmeyer knows both sides of your case.  For over...

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How much does it cost to file bankruptcy

How Much Does It Cost to File Bankruptcy? What are Normal Fees for an Attorney? When it is apparent that you need to file bankruptcy, the first question I am asked is how much does it cost to file bankruptcy.  When money is tight, this is a reasonable question; however, seeking the "cheapest" bankruptcy attorney is a mistak...

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Indiana Attorney Fees Options for Clients

Indiana Attorney Fees Attorneys can charge clients for legal services in a variety of methods.  At  we work with clients to determine a fair mechanism to assess attorney fees that takes into consideration the scope of the client's work, type of case and the client's situation. Contingency Attorney Fee.  ...

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Helping Your Indiana Personal Injury Attorney Make the Most of Your Case

After an auto or truck accident, there are some common thing that you can do to help Indiana personal injury attorney handle your Indiana personal injury case and maximum the value of your case.  Here are some things to consider: 1.  Do not talk to anyone other than your family members and your attorney about your claim.  Insur...

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Underinsured Motorist – What if the person that caused my accident does not have enough insurance money. Dec30

Underinsured Motorist – What if the person that caused my accident does not have enough insurance money.

Underinsured motorist insurance coverage can be a little confusing.  In today’s world of insurance, many people are opting for low or state minimum insurance coverage and when they cause a car accident the person hurt may find that this is not enough insurance to cover their medical bills, pain and suffering, lost wages and other ...

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What is a REO property? Jan14

What is a REO property?

When considering real estate listings, many people will wonder what a "REO property" is.   REO stands for 'real estate owned'. It is the term used to describe a home or property that is in the possession of a lender as a result of a foreclosure. That means the foreclosure has already taken place, a sheriff sale has resulted in ...

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